Being involved in a car accident is a traumatic and stressful experience. However, your actions in the moments following the accident can impact your safety, well-being, and legal rights.

For those in Alabama, this is especially critical due to the state’s contributory negligence rule, which could bar you from recovering compensation if you’re found even partially at fault.

At Tyler Mann Injury Law, our Huntsville car accident lawyers can help you through the claims process and protect your legal rights. Here’s a step-by-step guide on what to do immediately after a car accident.

1. Check for Injuries and Ensure Safety

After a car accident, immediately check yourself and others for injuries. If you can, move to a safer area, such as the side of the road, to avoid further danger. However, if anyone has serious injuries, it’s important not to move them, as this could worsen them.

Contact the authorities, wait for emergency personnel to arrive, and provide the necessary medical assistance. Even if your injuries seem minor, seeing a doctor immediately is important. This helps you get the proper care and creates a medical record that can support legal or insurance claims in the future.

2. Call 911

Whether the accident is minor or severe, always call 911 to report it. In Alabama, you must report any accident that results in injury, death, or property damage over $250 on Form SR-13. A police officer will arrive at the scene, assess the situation, and file an official accident report, which will be crucial when filing an insurance claim or pursuing legal action.

Even if the accident seems minor, stay at the scene until all injured people have received medical help. Alabama law requires you to assist in injury accidents you’re involved in, including making sure the injured are taken to the hospital.

Leaving the scene could lead to charges such as hit-and-run, and it might also impact your ability to file for compensation later, especially if your departure is found to have worsened the situation.

3. Document the Scene

Once everyone is safe and authorities are contacted, document the accident scene. Clear documentation protects your legal rights by providing solid evidence, which is important if fault is disputed or insurance companies question your version of events.

Here’s how to document everything properly:

  • Take Photos: Capture images of vehicle damage, skid marks, road conditions, traffic signs, and visible injuries. These photos serve as visual proof of the scene.
  • Write Down Key Details: Record the time, date, and exact location of the accident. These details help create a reliable timeline.
  • Gather Witness Information: If there are witnesses, ask for their names and contact information. Their statements could strengthen your case.
  • Write a Brief Summary: Jot down what happened while it’s still fresh in your mind. Your firsthand account can support your claim if your memory fades over time.
  • Keep Track of Medical Visits: Document every doctor’s visit and treatment related to the accident. This can show the full impact of your injuries.

4. Never Admit Fault

In the moments after an accident, it’s natural to want to explain what happened or apologize, but it is vital that you never admit fault, even if you think you might have contributed to the accident.

Alabama operates under a contributory negligence rule. This doctrine states that if the court determines you’re even 1% liable for the accident, you may lose the right to recover compensation for your injuries or damages.

Avoid saying things like, “I’m sorry,” or “I didn’t see you.” Instead, stick to the facts when speaking with the police and other parties involved.

5. Exchange Information With the Other Driver

After the accident, exchange information with the other driver(s) involved. Not only is this necessary for insurance claims, but it’s also required by state Statute 32-10-2. Collect the following:

  • Full name and contact information
  • Driver’s license number
  • Vehicle make, model, and license plate number
  • Insurance company name and policy number

Do not discuss the accident’s details or argue with the other driver. Keep the conversation brief and factual.

6. Notify Your Insurance Company

After leaving the accident scene, contact your insurance company as soon as possible to report the accident. Provide them with the basic details of the accident, but be careful not to speculate about fault or injuries. Stick to the facts and let your Huntsville car accident lawyer handle any further communication with the insurance company.

Keep records of any conversations you have with your insurance provider, including the names of the representatives you spoke with.

7. Seek Legal Representation Right Away

Car accidents can result in complex legal and insurance claims, especially if injuries are involved or fault is contested. It’s crucial to seek legal representation from an experienced car accident lawyer as soon as possible. A skilled attorney from Tyler Mann Injury Law can help you:

  • Navigate Alabama’s contributory negligence rule
  • Negotiate with insurance companies to help you receive fair compensation
  • Investigate the accident to build a strong case on your behalf
  • Advise you on the next steps, including filing a personal injury claim if necessary

Qualified legal representation can help ensure that you’re treated fairly by insurance companies. Our attorneys can protect your right to compensation and help you receive a maximum settlement to pay for your injuries and damages.

Stay Calm and Protect Your Legal Rights

In the chaos following a car accident, it’s easy to feel overwhelmed. However, by staying calm and following these steps, you can protect your legal rights and give yourself the best possible chance of recovering compensation for your injuries and damages.

If you’ve been involved in a car accident, reach out to our experienced legal team at Tyler Mann Injury Law for a free consultation. Our Huntsville car accident lawyers are ready to provide the legal support you need.